Pick a treat, pick a stock, and see what that money would be worth if you’d invested it instead.
Pop in an item and an ASX ticker — we’ll rewind real price history and show you the number.
📱 iPhone 17 · $1,399.00
Compounds the stock’s trailing dividend yield.
Pick something you’re tempted by (try the PlayStation 5), then a ticker like VAS or CBA — we’ll show you what that money could’ve grown into instead.
How we turn “that thing I want” into a “you’d have $X instead” number — real ASX prices, every assumption on the table.
Take the item’s approximate price as the amount
Each catalogue item carries an approximate recommended retail price (RRP) in Australian dollars — a ballpark, not a live shelf price. That figure becomes the amount you “invest” instead. The habit items (a year of flat whites, weekend smashed avo) are the annual run-rate, so the comparison is a full year of the habit versus a year in the market.
Buy at the real closing price on that date
We look up the actual recorded ASX closing price for your chosen ticker on the start date (today minus the horizon you pick) and divide the item’s price by it to work out how many shares — fractions included — the money would have bought. If the stock listed after that date, we simply start from its first trading day and tell you plainly.
Revalue at the latest close, dividends optional
We multiply your share count by the most recent recorded close to get today’s value. Switch on dividend reinvestment and we compound an estimated trailing yield along the same price path — the honest picture for a long-term holder. Leave it off for a pure price-only result.
Show the trade-off, not a verdict
We turn the result into a total return, an annualised CAGR, how many of the item your investment could buy now, and a line versus the ASX 200. It’s a like-for-like “what if”, so it can’t model brokerage, spreads, the exact price you’d have filled at, or the joy of actually owning the thing. General information only — not advice to buy, sell, or skip the coffee.
Pick a consumer item and we use its approximate RRP as the amount. Then pick an ASX share or ETF and a horizon (1, 3, 5 or 10 years). We look up the real recorded closing price on that start date, work out how many shares the money would have bought, and revalue them at the latest close. You get today’s value, the total return, the annualised CAGR and how many of the item your investment could now buy — the opportunity cost of the purchase, in plain numbers.
Yes. The figures come from real, stored ASX daily closing prices, not modelled estimates. If a stock listed more recently than your chosen window, we start from its first available trading day and say so, rather than pretending we have data we don’t. We can’t account for brokerage, bid-ask spreads or the precise price you’d have filled at, so read the result as a clean, like-for-like “what if”, not a statement of a real trading account.
Only if you switch on “Reinvest dividends”. Left off, you get a pure price-only result. Switched on, we compound an estimated trailing dividend yield along the same price path — the same idea as a DRP, and usually the fairer picture for a long-term holder, since so many ASX returns come from fully franked dividends. It’s an estimate based on the stock’s recent yield, not its exact per-dividend history, and we label which version you’re looking at.
Fair point, and yes — a Rolex or a Chanel bag can hold or even gain value, while a PlayStation is worth a fraction in a few years and a year of flat whites is, well, gone. This tool deliberately compares the full purchase price against the shares, because that’s the honest opportunity cost of the cash at the moment you spend it. If you’re buying something that genuinely appreciates, factor that in yourself — we’re illustrating the market side of the trade-off, not valuing your wardrobe.
Retail prices move constantly with sales, models, storage sizes and where you shop, so we use a sensible ballpark RRP in Australian dollars and label it “approx. RRP” everywhere. The point isn’t to quote you an exact shelf price — it’s to put a realistic dollar figure next to the shares so the comparison feels honest. If your real price is different, the maths scales the same way; a pricier version just means a bigger “what if”.
With love, we promise. The verdict is randomised colour commentary — one of a hundred roast lines picked by a stable hash of your inputs, so the same shared link always lands on the same one (the dice rerolls it). It’s the pantomime; the calm numbers underneath are the real answer. And it never argues with them: when the backtest actually lost money, the verdict owns that instead of pretending the shares would have saved you. It’s a joke, not a judgement — buy the thing if it makes you happy.
No on both counts. This is general information and a bit of fun, not financial or tax advice, and past performance is famously not a guide to future returns. Money is for living, not just compounding — the tool just makes the invisible trade-off visible so you can decide with your eyes open. Buy the thing, invest the money, or split the difference; that’s entirely your call. Nothing here is uploaded or stored, and there’s no signup.
